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Industries We Serve

Tailored insurance solutions for every sector.

At Recon Risk, our expertise extends across a diverse range of industries — because we understand that no two businesses face the same risks. With 20+ years of commercial insurance experience, we craft programs that protect your assets, operations, and future growth. Whether you're a contractor, retailer, restaurant owner, or athletic organization, we have the depth to serve you well.

Contractors

Coverage designed for general contractors, subcontractors, and specialty tradespeople — including GL, workers' comp, tools and equipment, and contractor's pollution liability.

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Retail

BOP, property, and liability solutions for brick-and-mortar storefronts, e-commerce operations, and multi-location retail businesses.

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Restaurants & Food Service

Comprehensive coverage for restaurants, cafes, food trucks, and catering operations — including liquor liability, spoilage, and food contamination.

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Professional Services

Errors and omissions, general liability, and cyber coverage for consultants, agencies, advisors, and other service-based businesses.

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Sports & Athletics

Specialized coverage for youth leagues, athletic training facilities, sports brands, and amateur athletics organizations — including participant liability and event coverage.

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Healthcare & Wellness

Liability and property programs for clinics, wellness studios, fitness centers, and allied health practitioners.

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Real Estate

Commercial property, liability, and umbrella coverage for property owners, landlords, developers, and real estate investors.

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Manufacturing

Protection against property damage, equipment breakdown, product liability, and business interruption for light and mid-size manufacturers.

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Technology

Tech E&O, cyber liability, and general liability for software companies, IT service providers, and tech-enabled businesses.

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Hospitality

Commercial insurance programs for hotels, short-term rentals, event venues, and hospitality-adjacent businesses.

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Transportation

Commercial auto, cargo, and hired/non-owned coverage for delivery operations, freight companies, and fleet-based businesses.

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Non-Profits

Directors and officers, general liability, and event coverage tailored to the unique exposures of nonprofit organizations.

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We use plain language — not insurance jargon.

We help you understand the risks you actually face and the options available to you. Partnering with top-rated carriers, we obtain the coverage you need at a competitive rate — while always keeping an eye on service excellence.

Industry Expertise

20+ years working across commercial lines means we know the risks specific to your industry — not just the generic ones.

Independent Advice

We are not tied to any single carrier. We go to market on your behalf and place coverage where it makes the most sense.

Long-Term Relationships

We are not transactional. We stay engaged with your business year over year and review your program as things change.

Don't see your industry listed?

Reach out anyway. Chances are we've worked with businesses like yours before.

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