Industries We Serve

Coverage for dealers, shops, and everything in between.

Built to match the actual mix of risk on the lot.

Auto dealers and repair operations carry liability that's part property, part garage, and part fleet — often all in the same policy. We build programs that actually reflect that mix.

The Risks You're Managing

Garagekeepers liability for vehicles in your care
Garage liability for on-premises operations
Property risk for inventory, lifts, and equipment
Commercial auto for dealer plates and service vehicles
Workers' comp for shop staff

How We Help

Garage liability and garagekeepers coverage sized to lot value and volume
Property coverage for inventory and shop equipment
Commercial auto for dealer and service fleet use
Workers' comp reviewed for accurate shop-floor class codes

Why Recon Risk

Auto risk is often mismanaged because it's really three coverage types stacked together — we build the whole stack correctly instead of bolting on coverage as an afterthought.

Get your lot and shop reviewed.

Let's talk about garage risk with someone who actually understands it.

Talk to an Advisor