Industries We Serve

Coverage built for the jobsite, not the office.

Built around how the work actually gets done.

General contractors and specialty trades carry risk the moment a crew steps on-site — GL, workers' comp, and tools coverage that actually reflects the work.

The Risks You're Managing

General liability for on-site injury and property damage
Workers' comp across a physically active workforce
Tools, equipment, and vehicle exposure
Subcontractor default and certificate compliance
Completed operations liability after the job's done

How We Help

GL and completed operations coverage built for trade-specific risk
Workers' comp with accurate class codes to avoid audit surprises
Tools & equipment (inland marine) coverage
Certificate tracking for GC/subcontractor compliance

Why Recon Risk

We build contractor programs around actual jobsite risk, not a generic template — and we stay on top of certificates so a missing COI never costs you a job.

Roofing specifically? We have a dedicated page for the fall-risk and weather exposure that comes with it.

See Roofing

Coverage built for the jobsite, not the office.

Built around how the work actually gets done.

The Risks You're Managing

How We Help

Get coverage that matches how your crew works.