Industries We Serve

Coverage built for what's actually in the truck.

Built around the whole supply chain, not just the warehouse.

Distribution risk lives in the gap between the warehouse and the delivery point — spoilage, cargo, fleet liability, and the contracts that shift risk without you noticing.

The Risks You're Managing

Product spoilage and temperature-control failure
Cargo and in-transit exposure
Commercial auto and fleet liability, including hired/non-owned
Warehouse property and inventory risk
Contractual risk transfer with vendors and retail partners

How We Help

Commercial auto and cargo coverage matched to your actual fleet and routes
Property coverage that accounts for perishable inventory value
General liability with product coverage built in
Contract review support so risk transfer language doesn't come back on you

Why Recon Risk

This is a growing focus for us, tied directly to relationships in produce and food distribution — we understand the margin pressure in this business and build coverage that doesn't eat into it unnecessarily.

Get a program that understands the supply chain.

Let's talk about what's actually moving through your operation.

Talk to an Advisor