Industries We Serve

Coverage that scales with the brand — not against it.

Built for owners juggling two sets of obligations at once.

Franchisees carry two sets of obligations: the brand's requirements and their own operating risk. We build programs that satisfy both without over-insuring or leaving gaps between locations.

The Risks You're Managing

Franchise agreement insurance requirements and certificate compliance
Consistent coverage across multiple units or locations
Employment practices exposure across a growing staff base
Property and business interruption risk at each site
Liability tied to brand standards you don't fully control

How We Help

Multi-location general liability and property programs built for consistency
Certificate management so you're never scrambling before a franchisor audit
Workers' comp structured correctly across units to avoid audit surprises
Umbrella coverage sized for the franchise's actual exposure, not a one-size template

Why Recon Risk

We understand that a franchisee's insurance program has to answer to two masters — the franchisor's requirements and the owner's actual risk. We build one program that does both, and we stay involved as you add units.

Adding units? Let's build a program that scales with you.

A 20-minute conversation is enough to see where your current program has gaps.

Get a Quote