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About Recon Risk

Built by someone who's been on the inside.

Two decades of commercial insurance experience. One mission: serve small business owners the way the big houses won't.

The gap was obvious. We decided to close it.

As large insurance brokerages continue to consolidate through mergers and acquisitions, small business owners are increasingly left to navigate renewals with junior reps who don't know their industry — and don't stick around long enough to learn it.

Recon Risk was founded to fill that gap. We are an independent agency built specifically for the small business owner who wants a real advisor: someone who understands commercial risk, has carrier relationships that matter, and treats their clients like a long-term responsibility — not a transaction.

Our founder spent years leading commercial insurance operations at the regional level for a major national carrier. That inside knowledge is now working for you.

20+
Years in Commercial Insurance
100%
Independent — Never Captive

The principles behind every decision we make.

Radical Transparency

You'll always know what you're buying, why we're recommending it, and what it costs — with no surprises at claim time.

Independence First

We are not captive to any carrier. We access the market on your behalf and place coverage where it makes the most sense for you.

Generational Thinking

We're building Recon Risk as a long-term institution. That means we make decisions with your best interest in mind, every time.

Claims Advocacy

When something goes wrong, we're in the foxhole with you — not routing you to an 800 number. That's the Recon difference.

Let's talk about your business.

No pressure. Just a real conversation about your coverage and your risks.

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