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About Recon Risk

Built by someone who's been on the inside.

Two decades of commercial insurance experience. One mission: serve small business owners the way the big houses won't.

The gap was obvious. We decided to close it.

As large insurance brokerages continue to consolidate through mergers and acquisitions, small business owners are increasingly left to navigate renewals with junior reps who don't know their industry — and don't stick around long enough to learn it.

Recon Risk was founded to fill that gap. We are an independent agency built specifically for the small business owner who wants a real advisor: someone who understands commercial risk, has carrier relationships that matter, and treats their clients like a long-term responsibility — not a transaction.

Our founder brings twenty-plus years across the industry — underwriting and distribution roles at two national carriers, plus years on the independent retail broker side working directly with business owners. That full-circle experience, carrier side and broker side, is now working for you.

20+
Years in Commercial Insurance
100%
Independent — Never Captive

The principles behind every decision we make.

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Radical Transparency

You'll always know what you're buying, why we're recommending it, and what it costs — with no surprises at claim time.

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Independence First

We are not captive to any carrier. We access the market on your behalf and place coverage where it makes the most sense for you.

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Generational Thinking

We're building Recon Risk as a long-term institution — not just a business, but something meant to outlast any one deal or renewal cycle. That same long-view thinking is why our founder coaches, volunteers, and sits on numerous boards: real relationships, built over years, are the whole model.

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Claims Advocacy

When something goes wrong, we're in the foxhole with you — not routing you to an 800 number. That's the Recon difference.

Let's talk about your business.

No pressure. Just a real conversation about your coverage and your risks.

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